Click here for the Savings brochure.                Savings rates  

 

Our Statement Savings is a convenient way to save and still have immediate access to your money. There's a low minimum balance of $100 and a limit of 4 withdrawals per month.  

 

The FSBee Kids Club is a special savings club for those age 12 and under.  Members receive a special savings book, a club card where they can earn prizes to area businesses for making deposits, quarterly newsletters and invitations to fun events throughout the year.  Open an account with at least $5 and receive a FSBee t-shirt.  “Bee” on the lookout for our mascot! 

 

To encourage younger people to establish good savings habits, we've developed the Young Savers account. There are no minimum balance requirements for anyone 18 years old or younger. There is a limit of 4 withdrawals per month. 

 

The Christmas Club provides an easy savings program to meet all those expenses that occur during the holiday season. Set your own savings goal and make deposits bi-weekly or monthly. Christmas Club checks will be issued the first business day of November with interest being paid through October.  

 

The College Club is for individuals desiring an investment plan to help save for college expenses. Deposits to the plan can be made automatically weekly, or monthly into this interest bearing account. A minimum deposit of $50 is required.  When the balance reaches $250 or higher, interest is paid at the two-year certificate of deposit rate. 

 

Certificates of Deposit  

A certificate of deposit, sometimes called a time certificate or CD is a deposit account with a fixed rate of interest paid for a specific period of time.  Rates vary depending on the amount deposited and the term of the CD.   

To see our current certificate of deposit rates click here 

 

Savings Bonds 

U.S. Savings Bonds are a safe, easy way to save money.   

I Bonds (Sold at face value) 

EE Bonds (Sold at half their face value (you pay $25 for a $50 bond) (EE Bond rate stays the same for life of bond) 

Order Savings Bonds Online 

 

 

Deposit Insurance  

For information on federal deposit insurance click here. 

This site features EDIE, an online calculator, to estimate your deposit insurance coverage.