We provide financing for a variety of personal and family needs.   

 

DOWNLOAD A CONSUMER LOAN APPLICATION 

 

Mortgage  

For the purchase, refinancing, home improvement or construction of your dream home - talk to us! We offer competitive fixed interest rates and adjustable interest rates, plus many special programs to help you make one of the most important investments of a lifetime. A mortgage can be amortized over a variety of time periods keeping scheduled payments low. Minimum down payment programs are also available.  

 

Home Equity 

Equity is the market value of a house minus any outstanding mortgages. A home equity loan is a second mortgage secured by the borrower's equity in their residence. Many customers choose this personal term loan to consolidate debt and to take advantage of a lower interest rate. A home equity loan is different from the First Equity Line because it is a single advanced loan with fixed payments.  

 

First Equity Line 

Utilize this line of credit from the equity in your home to: 

     • purchase a car 

     • take a vacation 

     • remodel your home 

     • pay education expenses  

     • or any other needs or wants that you may have  

First Equity line saves you money with: 

     • No annual fee 

     • low closing costs 

     • FREE checks  

AND you may be able to deduct 100% of your paid interest! (See your tax consultant) 

Access funds instantly anytime you need it, just by writing a check, or calling in. 

 

Consumer (Personal) 

Types of consumer loans: 

     • Auto 

     • Personal unsecured 

     • Travel trailer / RV 

     • Boat, motor and trailer 

     • Motorcycle, ATV, Snowmobile, personal watercraft 

     • Lot improvement 

Taking out a fixed-rate consumer loan makes large purchases affordable and leaves your savings intact. These loans may be secured or unsecured. A secured loan saves you money with lower interest rates. If you have good credit history and character you may be granted an unsecure loan, which would avoid tying up any collateral.  

 

                                                                       See what your Automobile is worth! 

                                                                                         www.kbb.com 

 

Student 

We process Federal Stafford/PLUS and Partnership education loans through Iowa Student Loan Liquidity Corporation. 

For details about the state programs, Borrow Benefits Program and other valuable financial aid information go to www.studentloan.org.  

For information on the financial aid process, college planning, etc. go to 

www.collegeplanning.org. 

 

 

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